Five Ways You Can Save Money This Christmas

piggy bank and girlIt happens ever year at Christmas. You spend way too much money and then put yourself in a bad financial position for the following year. Wouldn’t it be nice if your bank account was in the green in January? Well, it’s not really that hard to achieve this, especially if you follow the five tips below.

Start shopping in July

For most people, doing Christmas shopping in July seems like madness, but for smart people it’s an excellent way to save money. The reason? Because you can do your shopping slowly, picking up one or two items every week so you spread out the cost over the months leading up to Christmas.

Buy Christmas bags in bulk

Do you ever find yourself paying a huge amount just for one Christmas bag? Never do this again by purchasing Christmas bags in bulk so you always have a supply and also save a lot of money.

Make a list

Before you even think about hitting the shops or going online to buy items, it’s a good idea to make a big list of everybody you need to buy presents for and all of the other things that are essential for a good Christmas. You should then consider setting a budget for how much you can comfortably afford to spend for each item, and once this is set make sure you stick to it and don’t overspend.

Look out for offers

One of the easiest ways to save money this Christmas is by looking out for offers from your favorite stores. As an example, Amazon often run a special offer where you get free shipping on orders over a certain amount, which allows you to save quite a bit of money if you are ordering a lot of items.

You can also find cashback offers from certain stores, as well as discounts that are over 50% off. The key is to always be checking different websites to see what offers are coming up and then plan your shopping accordingly.

Create gifts

A popular trend over the last few years is to create gifts rather than buy them. Not only does this add a personalized touch, but it also stands out and shows that you have put some effort into a gift. You could try checking out a site like Pinterest for homemade Christmas gift ideas, or just simply get out your knitting equipment and start making things like jumpers and socks.